See, now, the thing is, Occam's razor would, when you use my experience on the internet to train it as a heuristic, absolutely, 100% tell me that you were being a mean, stupid, malicious sack of excrement in this case, because ALL of the reasons you state re: "What reason would I have to destroy this person's reputation?" are ones I've heard time and time again as excuses from someone who turned out to be a troll who was destroying somebody for fun.
And that is the baseline Occam on the internet: the simplest explanation with the fewest assumptions is that the person on the other end is a troll who is destroying someone or something because destroying things is fun. Nobody needs any reason, on the internet, to want someone to go down in flames. Seriously, I have to make many more assumptions to assume good faith on your part than otherwise - the only reason I would bother applying another heuristic, that is, not to attribute to malice that which can be explained by incompetence, would be because it isn't worth the skin I'll lose off my typing fingers to engage you. You seem interesting and worth engaging, which I why I'd tell you things like, "raising an accusation is functionally similar to making the accusation."
And that is the baseline Occam on the internet: the simplest explanation with the fewest assumptions is that the person on the other end is a troll who is destroying someone or something because destroying things is fun. Nobody needs any reason, on the internet, to want someone to go down in flames. Seriously, I have to make many more assumptions to assume good faith on your part than otherwise - the only reason I would bother applying another heuristic, that is, not to attribute to malice that which can be explained by incompetence, would be because it isn't worth the skin I'll lose off my typing fingers to engage you. You seem interesting and worth engaging, which I why I'd tell you things like, "raising an accusation is functionally similar to making the accusation."