Well presumably they have insurance, although I think the days of insurance companies offering insurance to just about anywhere in the western US are numbered, with the rapidly disappearing water and constant threat of wildfires. But people who bought LUNA didn't buy insurance.
But generally I agree with you, there are definitely tragic events that happen to people that get more sympathy than other types of tragic events, even if they're pretty similar ultimately.
But I'm also someone who "gambles" on nothing but "ponzi schemes", (i.e. I buy Bitcoin and Ethereum) according to HN. I don't have insurance though, if some black swan thing happened and I lost it all, then I don't have much recourse.
Crypto is far from the only thing where that's a possibility, though. I'd say three of the startups I worked for have been even more of a gamble than my crypto purchases (all three shut down a little more than a year after I joined and I never made a dime more than my kind of low salary, and they didn't offer a 401k so I missed out on a lot of financial accumulation and security there).
But generally I agree with you, there are definitely tragic events that happen to people that get more sympathy than other types of tragic events, even if they're pretty similar ultimately.
But I'm also someone who "gambles" on nothing but "ponzi schemes", (i.e. I buy Bitcoin and Ethereum) according to HN. I don't have insurance though, if some black swan thing happened and I lost it all, then I don't have much recourse.
Crypto is far from the only thing where that's a possibility, though. I'd say three of the startups I worked for have been even more of a gamble than my crypto purchases (all three shut down a little more than a year after I joined and I never made a dime more than my kind of low salary, and they didn't offer a 401k so I missed out on a lot of financial accumulation and security there).